This web site provides the *minimum* set of standard(I feel) that may be necessary for establishing one's program. Since you represent a banking institution, your firm may be subject to government regulations (not sure what/which regulations apply to Kuwaiti financial institutions) requiring minimum standards be met. Recently, within the United States, a privacy law was enabled specifically aimed towards the financial institutions, specifically pertaining to privacy and its compliance, which I believe is the Gramm-Leach-Bliley Act , aimed towards both banking and financial institutions alike.
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